Couples have a lot of things in common, and that can include financial commitments like bank accounts and mortgages. However, when it comes to life insurance it can make sense for each partner to have their own separate policy. SINGLE VERSUS JOINT POLICIES A ‘single’ life policy provides cover for that person only, and pays out the amount of cover provided under the policy if the insured dies during the term of the policy. By contrast, a ‘joint’ policy covers…
Our monthly property market review is intended to provide background to recent developments in property markets as well as to give an indication of how some key issues could impact in the future. 45% OF INVESTMENT IN UK FROM OVERSEAS BUYERS The independent property agent Knight Frank has reported that 2016 saw 45% of commercial property investment in the UK coming from overseas investors. This amounted to £1.1bn. The rapid devaluation of sterling, following the Brexit vote back in June…
For many, the start of a new year is a time of reflection and a renewed determination to do things differently in the months that lie ahead. Whilst overhauling your finances could seem less exciting than taking up a new hobby or challenge, it could make a big difference to your future wealth. CHECK YOUR MORTGAGE Often a family’s biggest monthly outgoing, it makes sense to check that you’ve got the best, most cost-effective deal for your circumstances. MAKE PENSION…
