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People are often confused about their pension or have simply chosen to ignore it, not considering it an integral part of their overall investment strategy. Performance that would not be tolerated elsewhere is accepted as inevitable. Often policies are scattered between multiple providers and they are left to interpret a bewildering array of paperwork.
We work with individuals to help them understand the value of the pension assets they have accumulated and the options they have for maximising the capital and income from these pensions.
By navigating the range of often complex retirement income options, we recommend the right solutions to meet your objectives in retirement; securing your income, providing for your dependents and keeping tax efficiency in mind.
Whether the right option for you is a conventional annuity, drawdown pension or another retirement income option, we help you understand the choices before researching the whole of the market to select the best solution.