Equity release
We treat every client as our only client and in this instance, we count your family as our clients too.
Equity Release is a way of raising money from the value of your home. We understand equity release is a big decision, not only for you but your family too. Our experienced advisers offer face-to face visits with you and your family to truly understand your requirements and tailor a recommendation specific to your circumstances.
If you are in your mid 50’s or older you might have paid a substantial amount off your mortgage, or be close to doing so. The value of your home may have risen considerably since you bought it, but you might still be short of money to spend, improve your home or even pay your standard mortgage off.
You could be facing a pension shortfall or have to meet unexpected expenses or simply want to fund a retirement treat, equity release can be an attractive solution. It allows you to tap into the wealth you’ve accumulated in your property without the stress of having to move.
We can look at all your options for releasing a part of the value of your home in return for a cash lump sum, or income to spend as you wish.
Before arranging any equity release mortgage for you, we will present you with a letter detailing our recommendation. We want to be sure you have the opportunity to discuss this with your family as we aim to build long-lasting, trusted relationships with you. There is no rush, we want you to take your time and ask as many questions as you need to.