IS IT TIME TO REMORTGAGE WHILST RATES ARE STILL LOW? With the monthly mortgage payment representing a major chunk of the average family budget, it can make sense to shop around from time to time to see if there’s a better, more cost-efficient mortgage deal available to you. According to the Council of Mortgage Lenders (1), around 36,000 people remortgaged in November alone, up 13% on the year before. In some cases, homeowners can save hundreds of pounds a year…