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Tag: protection


Couples have a lot of things in common, and that can include financial commitments like bank accounts and mortgages. However, when it comes to life insurance it can make sense for each partner to have their own separate policy. SINGLE VERSUS JOINT POLICIES A ‘single’ life policy provides cover for that person only, and pays out the amount of cover provided under the policy if the insured dies during the term of the policy. By contrast, a ‘joint’ policy covers…